Reduce Your Out-of-Pocket Medical Expenses

Choose High-Value Physicians

For the Triple Choice Plan

UHC Tier 1

In the UnitedHealthcare provider directory, look for providers with a blue dot labeled TIER 1.
 

BCBC Tier 1

In the Blue Cross Blue Shield of Arizona provider directory, look for providers with a star in a blue-outline TIER 1 ribbon.

 

For the HDHP with HSA Option

UHC Premium Care

In the UnitedHealthcare provider directory, look for providers labeled  with two hearts and "Premium Care."

BCBS Total Care

In the Blue Cross Blue Shield of Arizona provider directory, look for providers labeled "Total Care."

Consider Virtual Office Visits

Cold | Flu | Allergies | Skin Issues | Sports Injuries

See a doctor in 10 minutes, anytime, on your phone, tablet, or computer. All doctors are board certified, and able to prescribe medications.

Triple Choice Plan: Copay is $49 until you meet your deductible and $20 thereafter.

HDHP: You pay 10% coinsurance.

That’s a considerable savings compared to $75 for an urgent care visit or $200 for an emergency room visit. You can use the Doctor on Demand telehealth option for either insurance carrier, or download BlueCare Anywhere (Blue Cross Blue Shield), or AmWell or Teladoc (UnitedHealthcare). (Participants in the Alternative Plan for Employees with Domestic Partners can use the UnitedHealthcare apps.)

Reduce Your Taxable Income

Contribute to a Healthcare FSA (Flexible Spending Account) or HSA (Healthcare pending Account) to help offset increased deductible costs.

Have money deducted pretax from your paycheck and placed in an account you can use throughout the calendar year to pay for qualified out-of-pocket medical expenses. Because the money is deducted pretax, your taxable income is reduced.

What expenses qualify?

Co-pays
Medical expenses
Dental/vision expenses

 

Deductibles
Over-the-counter drugs
Illness-related transport

 

Learn more about the Healthcare FSA

Participate in the Wellness Incentive Program

Qualify for a $200 rebate
on your health insurance premiums.

 

Earn points for qualified wellness activities, screenings, programs, or classes. You can earn points for many things you probably already do:
 

What activities qualify?

Annual physical
Dental cleanings
Flu shot
Cancer screenings

Weight management
Physical activity
Wellness webinars
Quarterly challenges

Get more information