⚠️ Review Your Benefits Options
Open Enrollment runs Oct. 20 – Nov. 7 (deadline 5 p.m.).
Log in to UAccess Employee to review your choices and submit your elections.
Benefits Open Enrollment Expos
Your Medical Plan Options
Compare them to see which best fits your needs.
PPO Plan
- Predictable costs
- No deductible for in-network care
- Predictable copays
- Broad provider network
- Simple, no provider tiers
If you are currently in the Triple Choice plan, confirm that your providers are covered under the PPO.
High Deductible Health Plan + HSA
- Same premiums, higher deductible
- Paired with a Health Savings Account (HSA)
- University contribution: $30 per pay period for individuals ($60 for family)
- Triple tax advantages with the HSA for qualified expenses
Dental and Vision Plans for 2026
Spending Accounts
Flexible Spending Accounts (FSAs)
- Health Care FSA Annual Contribution Max: $3,300 with $660 rollover.
- Dependent Care FSA Annual Contribution Max: $7,500.
- Must be re-elected each year.
Note for Dependent Care FSA participants who participate in the Childcare Choice Program: Beginning January 2027, Childcare Choice is moving to a calendar-year schedule. During the transition, there will be a short plan year (July - Dec. 2026). where you may receive $1,000 (final fiscal year period), then $2,000 for January–December 2027; consider how this $1,000 in the second half of 2026 affects your Dependent Care FSA election to avoid overcontributing and forfeiting unused funds.
Health Savings Accounts (HSAs)
- New vendor: Inspira replaces Optum. Account transfers in December.
- University continues $30/pay period contribution for individuals ($60 for family)
Insurance
Supplemental Life Insurance - Dependent Coverage
U of A
- Elections for spouse/partner and children can now be made separately for more flexibility.
- Unum replaces The Hartford.
- Coverage available in increments of $5,000 up to $50,000 for your spouse/partner and children
ADOA
- Spouse/child coverage: Available in increments of $2,000, $4,000, $6,000, $10,000, $12,000, $15,000, and $50,000.
- The Hartford replaced Securian.
Life Supplemental Life Insurance
U of A
- Unum replaces The Hartford.
- Supplemental life premiums are decreasing.
ADOA
- The Hartford will replace Securian Life.
- Supplemental life premiums are decreasing.
Short-Term Disability
U of A
- Premiums are decreasing (Unum).
ADOA Plans
- In 2026, coverage will be offered through The Hartford, replacing MetLife.
- Premiums are decreasing.
Waiting period for illness/pregnancy reduced to 15 days from 31 for new hires. No change to the waiting period for injury (first day).
Long-Term Disability
ADOA
- The Hartford replaces MetLife.
Plan Documents & Details
How Do Your Benefits Impact Your Paycheck?
Use the Paycheck Modeler*
This tool in UAccess Employee helps predict how adjustments in deductions would impact your net pay.
How to use
- Review the premium PDFs on this page
- Find the Paycheck Modeler in the left menu of the UAccess Payroll & Compensation tile.
- Proceed to Deductions (step 3 of 6).
- Make mock changes to premiums or deductions.
- Proceed to results (step 6 of 6) to view the impact on your paycheck.
*Not available Mondays and Tuesdays of a pay week.