If you are considering changing your benefits in 2025, the following resources can help you understand your options. Benefit changes take effect Jan. 1, 2025.
Medical Plans for 2025
ADOA Medical Insurance Carriers: Blue Cross Blue Shield of Arizona and UnitedHealthcare.
Quick Downloads (PDF) Updated for 2025: 2025 Benefits Guide | Premiums 12-Month Employees | Premiums 9-Month Employees
The Triple Choice Plan (TCP)
2025 Summary of Benefits and Coverage
- Triple Choice SBC in English (coming soon)
- Triple Choice SBC en Español (coming soon)
High Deductible Health Plan (HDHP)
2025 Summary of Benefits and Coverage
- HDHP SBC in English (coming soon)
- HDHP SBC en Español (coming soon)
U of A Alternative Health Plans
2025 Summary of Benefits and Coverage
- Alternative health plan SBC in English (coming soon)
Dental and Vision Plans for 2025
ADOA Dental Plans
- UnitedHealthcare Solstice - HMO
- Delta Dental - PPO U of A Alternative plan option
ADOA Vision Plan
- Avesis vision plan U of A Alternative plan option
Compare HMO and PPO
HMOs offer reduced cost of services but fewer provider options and less flexibility. Consider your individual situation when deciding the best option for you.
Tip: The HMO network does not cover all states.
Your Other Benefits Options
Supplemental Life Insurance Plan
Short-Term Disability Plan
Flexible Spending Account Plans
A flexible spending account (FSA) allows you to set aside money pre-tax to use for qualified medical expenses, childcare, or elder care.
How Do Your Benefits Impact Your Paycheck?
Use the Paycheck Modeler*
This tool in UAccess Employee helps predict how adjustments in deductions would impact your net pay.
How to use
- Review the premium PDFs on this page
- Find the Paycheck Modeler in the left menu of the UAccess Payroll & Compensation tile.
- Proceed to Deductions (step 3 of 6).
- Make mock changes to premiums or deductions.
- Proceed to results (step 6 of 6) to view the impact on your paycheck.
*Not available Mondays and Tuesdays of a pay week.